Last updated: January 25, 2026
1. Acceptance of Terms
By accessing and using the Lifex Insurance website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.
2. Services Description
Lifex Insurance provides insurance brokerage services, connecting clients with insurance products from various carriers. We offer:
- Life insurance products and advice
- Tax-advantaged savings accounts (TFSA, RRSP, FHSA, RESP)
- Critical illness and disability insurance
- Estate planning services
3. No Guarantee of Coverage
Submitting a quote request or application does not guarantee insurance coverage. All applications are subject to underwriting approval by the respective insurance carriers.
4. Accuracy of Information
You agree to provide accurate, current, and complete information when using our services. Providing false or misleading information may result in denial of coverage or cancellation of policies.
5. Privacy
Your use of our services is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information.
6. Intellectual Property
All content on this website, including text, graphics, logos, and images, is the property of Lifex Insurance and is protected by Canadian copyright laws.
7. Limitation of Liability
Lifex Insurance shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services or website.
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content or practices of these external sites.
9. Changes to Terms
We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to this page.
10. Governing Law
These Terms of Service are governed by the laws of the Province of Alberta, Canada.
11. Contact Us
If you have questions about these Terms of Service, please contact us:
- Email: admin@lifexinsurance.ca
- Phone: 587-409-8148